We have been in the receivables factoring business since 1979, are privately held, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and in doing so, can lend a helping hand to get you through any challenging times you might go through. We won't turn the lights off when the times get challenging, as some receivables factoring companies regretfully have in the past.

Every factoring company has a preference for size, industry, and risk. It's pretty tough for you to choose which receivables factoring company is the best fit for you. By contacting us, we can cut out a tremendous amount of time by helping you find the best fit for your business - it might be us or another receivables factoring company.

We have a vast A-List of receivables factoring industry colleagues, these cooperative connections were built over 20+ years in the business. So, when you take the time to explain what you need to us, you'll quickly see that we can help you find exactly what you need.

Practically all receivables factoring companies let you pick and choose your customers to factor. Although a handful of them generally require a minimum dollar amount prior to doing business with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is pretty much like having a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement that will make you use receivables factoring when you don't want it.

Practically all receivables factoring companies fees are contorted. It doesn't make any sense why they do this. You can be rest assured, We will not treat you this way.  We are totally transparent about our fees. When you apply, you are given a crystal-clear, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be totally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring firms are funded by Wall Sreet investors. We are an independently owned company and don't take orders from investors and boards. Same as you, we are like-minded business people and we have experienced many of the road bumps that a business deals with. We listen to your story, understand your struggles. Based on that information we will put together a tailored solution for you. Practically all invoice factoring firms particularly the Silicon Valley ones mainly gamble on an algorithm to determine your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

Practically all receivables factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you get your own dedicated account administrator to be your point of contact – who understands your business inside out, and can support you in ways the others just can't or don't want to be bothered.

Don't ignore the fact that the receivables factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we keep an eye on each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is received.

Our business credit monitoring systems allow us to see early negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues in order to correct them right away.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Be on the lookout for negative payment trends. This is crucial to prevent avoidable write-offs.

We make sure to use first-rate technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. Practically all other companies don’t even come close.